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Amazon Tests Drivers Integrity + 3 Rules to Staying Honest at Work

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Honesty is ALWAYS the best policy, but sometimes if we are dealing in a lack mentality, it’s hard to fly straight. Amazon knows this and is now trying to make sure it is hiring the best and honest team members. According to Business Insider, Amazon plants fake “dummy” packages to test driver integrity. The company allegedly sends out empty deliveries that give drivers an error message before being delivered. The driver then has the option to report the item, return it, or, in theory, steal the package, believing it to be untraceable. The company has created new programs like Amazon Key, as well as lockers, to combat theft related to package delivery at homes and in buildings. This is a great way to stay honest from a material perspective but how do you stay honest at work? Here are 3 Essential Rules To Workplace Honesty:

1. Address mistakes as soon as possible. When faced with situations of dishonesty at work, this will help everyone out in the long run. Mistakes happen, and covering them up only perpetuates the behavior of being dishonest. Your employer and coworkers will appreciate that you’re coming clean and cleaning up your mistake is often easier when done quickly and with honesty.

2. Know where your words hold no weight. Yes, it’s true that sometimes your words and opinion won’t hold the weight that it would if said by someone else. Know your place in your office. If your boss or manager holds more weight in the situation and would be less likely to be reprimanded for his or her honesty, perhaps it’s better to privately discuss the issue with this person. Don’t step on toes in the office unless it’s necessary.

3. Honesty is not always the best policy in the workplace. Now, I’m not at all telling you it’s ok to lie, but being completely honest won’t always serve you well in the workplace. Why?

Not all situations are black and white. Every situation in the workplace will require you to use your best judgment when deciding what path to take.

There’s always going to be that one coworker who doesn’t pull their weight or goes about things their own way. But does this mean you should be honest with them and your employer about their lacking work ethic? Not necessarily. Again, use your best judgment.

Ash Exantus aka Ash Cash is one of the nation’s top personal finance experts. Dubbed as the Financial Motivator, he uses a culturally responsive approach in teaching financial literacy. He is the Head of Financial Education at BankMobile and Editor-in-Chief at Paradigm Money. The views and opinions expressed are those of Ash Cash and not the views of BankMobile and/or its affiliates.

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Is the Job Market Booming or Are People Seeking Entrepreneurship Instead?

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Job openings in the U.S. continue to exceed the number of unemployed people, with 1 million more positions available in October than those Americans actively seeking work, per the Labor Department. The information, real estate, and education industries were seeking the most help. Until March of this year, job openings never exceeded the number of those looking for work in the 17 years since record-keeping began. This leads to the question: Is the Job Market Booming or Are People Seeking Entrepreneurship Instead?

The truth of the matter is that a 9-5 can be taxing on anyone especially those trying to raise a family.  There are a lot of people who believe that it is far better to be an entrepreneur than to work under someone, as an employee. This is mainly because of the flexibility as well as the ability to create your own schedule. Being an entrepreneur allows you to plan your work around your life’s needs, so you can have your cake and eat it.

In the past, it was much more difficult to run a business and have a good quality of life, but because of technological advances, it has become easier to manage both. And this isn’t only small local ventures; the internet has made the world a smaller place, so many entrepreneurs are running global businesses.

Women are also starting to lead the charge; they comprise of about 10.6 million women all over the world and produce 2.5 trillion dollars in sales annually! It takes a lot of patience being an entrepreneur because it is a tough job to take care of other responsibilities while running a business at the same time. You must learn how to keep your cool during stressful times and be able to put out fires simultaneously. Overall, entrepreneurship is a great option in today’s day and age but always remember… Quality of life first!

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Amazon Battling Against Scammers + Why Do Scammers Exist in the First Place

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Amazon is battling a torrent of seller scams on its website and has sacked a handful of employees it alleges took bribes and fed inside information to independent merchants, reports The Wall Street Journal. The company has fired some workers from the U.S. and India as well as purging several thousand dubious customer reviews. It’s also curtailed seller access to internal data and worked to curb techniques allowing sellers to game the site’s search results to their benefit.

 These dishonest sellers and employees make things difficult for those who are trying to do the right thing. But why do scammers exist in the first place? The truth of the matter is that money is an important aspect of life and many believe that cheating the system is the way they know how to get ahead. Money started as a simple concept then it became complicated.

Bartering became was a system of economics for centuries. A fisherman would exchange his catch with the carpenter for a table. Cattle, clothes and other necessities were traded without cash tender. The introduction of money changed that system making it of greater influence in our lives. So, why is money so darn important?

Global Exchange. Money is important mainly because it’s a tool for global exchange. Simply put, it’s important because we have made it important. Giving up other systems to heavily depend on cash and its many forms. You may not provide a product or service needed by a person who creates a need of yours. You’d use money as a medium of exchange used to obtain wants and needs.

Time. Money in some ways buys time. The key is making money work for you by creating passive income – monies earned which a person is not actively involved. Examples of passive income are royalties from intellectual properties, rental properties, or a business you don’t have to physically operate to earn a profit. Passive income equals more time to other things you love such as traveling with family, volunteering, or working for fun (not out of necessity).

Allows You to Make a Larger Difference. More money can multiply you. Volunteering at the local Girls and Boys Club requires your presence. Being able to donate financially to multiple local Boys & Girls Clubs makes an even bigger difference. Your reach increases with the amount of money you possess.

While money isn’t the most important thing in the world, it does effect the things that are. Using your money strategically will afford you more time, expand your reach, and pay for some pretty cool experiences.  And ultimately managing our money responsibly will assure that we don’t fail. Face it we are too important!

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NYC Introduces Minimum Wage for Drivers + How to Slowly Crawl Your Way into Wealth

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Living in a big city may not be what it’s cracked up to be.  The cost of living seems to be going up while wages are going down. Well thankfully for cab drivers they may be getting some relief. New York City is introducing a minimum pay rate for drivers working for app-based services such as Uber and Lyft. Drivers must now be paid a minimum of $27.86 per hour, or $17.22 after expenses, which city officials say translates to a yearly increase of roughly $10,000. The new pay rates, which will be implemented in 20 days, were criticized by the ride-sharing services. The changes will likely lead to fare hikes for riders, said Uber but drivers are at least happy. But what about another worker?

According to a 2017 CareerBuilder report, 78% of full-time workers said they live paycheck to paycheck. And while the cost of living continues to climb there are ways to get out of this slow crawl to wealth. Here are four tips on getting out of living paycheck to paycheck and live life more abundantly. 

Live below your means. The more we earn, the more we seem to spend. Think about it when you made less than what you make now, you survived. And then when a raise came along or some random lump sum of money like your tax refund you either made a purchase that increased your long-term expenses or wasted it on things that didn’t shift your lifestyle in a financially positive way. Start living below your means. This may look like downsizing your phone plan or apartment. Pretend you have $100 to 500 dollars less than what you make on a monthly basis.

Set Financial Goals. If your money doesn’t have an aim, it will land anywhere. When you have a financial vision, you are more likely to end up where you’d like to be. You are careful enough to put aside tax money, mortgage payments, and other necessities; take the same approach to build wealth.

Aggressively Save. Think of a number that you don’t want to go below when it comes to your savings account. Let’s say you want to have no less than 10,000 dollars in your account. Save until you get there without spending unnecessarily. Remember put aside an amount that you feel comfortable with but an amount that will also get you to your goal in a comfortable amount of time. Once you have arrived, don’t go below it.

Change your words. Words are powerful. Chances are if you’re living paycheck to paycheck, you aren’t able to do things you like. And that can cause stress and discomfort. And you may have the tendency to complain. STOP. Your words have the ability to build up and tear down. Choose to build up with money affirmations such as “I have an endless supply of cash,” “money is flowing to me,” and “I place no limits on the amount of money I can make.” (IG: @paradigmmoney). Before you know it, you’ll be financially free and loving it.

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