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Selling iPhones Brings in Big Bucks for Tim Cook but Can You Make Money from Your Phone?

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Apple CEO Tim Cook earned $15.7 million in 2018, a 22% annual pay increase bolstered by a $12 million cash bonus. The news comes just a week after shareholders were told that a decline in iPhone sales in China meant Apple would miss quarterly revenue estimates for the first time in 15 years. This sales slump has also seen Apple introduce a program that allows U.S. customers to trade in their older iPhones for credit.

$15.7 million is good news for Tim Cook but what about the folks who are paying $1,000+ for their shiny new devices? Is there an opportunity for them to make some money? Thanks to Studentloanhero.com here are 25 Easy Ways to Make Money Using Your Smartphone:

1. Ibotta

Earn cash back on things you buy anyway. Here’s how Ibotta works:

  1. Before you head to the store, open the app and complete a few tasks to find offers for your favorite products and brands.
  2. Next, head to the store and purchase items you selected in the app.
  3. Once you’re done, take a picture of your receipt to redeem the offers you selected.

You’ll be credited with your cash back, based on the activities you completed ahead of time. Ibotta is compatible with PayPal and Venmo, and it also provides the option to claim gift cards.

Offers range from 25 cents to $1 or more. You have to prepare ahead of time, but depending on the items you purchase from your grocery list, it’s possible to get between $5 and $50 back at the store each month. Get your friends and family to sign up to earn referral bonuses.

2. Shopkick

Make money from your phone with Shopkick

Image credit: Shopkick

You won’t get direct cash back with Shopkick, but you can earn points to redeem for gift cards at your favorite retailers. Shopkick even offers Amazon gift cards. That’s a plus for me since I do a lot of shopping on the website.

You don’t even have to actually buy anything to benefit from Shopkick. Just walking into a partner store or scanning certain items can help you earn points. According to the company, Shopkick users have earned $68.5 million in gift cards since 2009, when it was founded. You can get your share of free money by signing up and using the mobile app.

3. Receipt Hog

Snap pictures of your receipts to earn “coins” on Receipt Hog. Then, turn your coins into gift cards or cash. You can earn more by taking online surveys and completing other tasks. In the end, though, you’re probably not going to make a ton of money with this app.

The coins you earn aren’t worth a whole lot in terms of cash. A receipt adds about ten coins to your account. You can get extra coins for using the app and “leveling up.” I only go shopping about once a week, though, and rarely go to more than two stores. So, I might get 20 coins per week from shopping.

You could use the app’s prize wheel and complete challenges for extra coins. In the end, though, it takes a lot of coins to get cash:

How many coins it takes to get cash with Receipt Hog

Image credit: Receipt Hog

With this app, I could probably get between $50 and $100 per year if I were diligent about uploading all my receipts and took advantage of Receipt Hog’s sweepstakes and other activities to earn bonus coins.

As a long-term smartphone hustle, you’d have to combine this with other efforts to make any decent money. But it might be worth it for a little extra cash now and then.

4. Jobs2Shop

Ages ago, I was a mystery shopper. It required me to fill out a paper survey and mail it in for a check. Today, mystery shopping is as easy as downloading an app, frequenting targeted stores or restaurants, and leaving feedback. There are other actions you can take in the Jobs2Shop app to boost your earnings before cashing out via PayPal.

How much money you make depends on the type of evaluation you do. The main downside is that you rely on there being a demand for mystery shopping in your area. My relatively small town doesn’t have a huge need for it, so I don’t often get these gigs.

If you live in a bigger city and are regularly sent out to evaluate businesses, you could make up to $100 a month or more.

5. EasyShift

EasyShift is another mystery shopping app that can help you earn money by following a checklist. In some cases, you only need to take pictures of products or check prices and share the information inside the app. You can also earn money for writing reviews of certain promotions.

How much you make depends on the demand in your area and the types of tasks you do. Just going in and taking a picture of product placement might make you $2. You might make $20 on an assignment if you’re required to make a purchase.

It’s a simple way to go about your business and earn a few bucks per month. However, you probably won’t get rich with this app, especially if you live in a sparsely populated area.

6. Paribus

Make money with your smartphone by saving on price protection

Image credit: Paribus

This app is all about making sure you didn’t overpay for something you bought. Connect the app to your email account, and Paribus will scan your recent purchases and receipts. If a retailer owes you a refund based on price protection policies, the app sends a letter to the seller and notifies you when the money is returned. For example, if the price drops on a qualifying purchase, you’ll get money back.

Paribus doesn’t monitor all stores, though. It can help to check to see if the stores you frequently visit are on the list. The app also only monitors retailers that have price-match policies.

Can you do this yourself without the app? Yes. Does it take extra time? Sure does. So you might as well have Paribus do the heavy lifting.

7. Swagbucks

One of my favorite ways to make money using my phone is Swagbucks. I earn points, or “SB,” for shopping as usual online and by using the mobile app. You don’t get direct cash back when converting SB, but there are plenty of gift cards to choose from.

I net about $100 a year in Amazon gift cards by following my regular shopping habits and doing small tasks, such as taking short surveys or answering the daily poll question in the mobile app. Not bad for doing what I already do, especially when combined with other loyalty and rewards programs.

Focus groups and opinion surveys

It’s not always exciting, but filling out online surveys can be a way to earn extra money. Not only that, but you could make even more money if you’re part of a focus group or engage in other activities that result in helping marketers better understand their audiences.

8. UserTesting

For every 20-minute session you spend testing out apps, you can receive $10. That’s right; you can make $30 an hour by trying new things on your phone with UserTesting.

You probably won’t be able to find enough projects to replace your full-time job, though. Chances are that you won’t be offered enough projects to be busy for five or six hours a day. Instead, you’re more likely to see between two and six projects a week.

It’s still a pretty good way to make a little extra money each week. I managed to earn about $30 a week when I was using the app. They pay you exactly one week after you complete a test.

9. uTest

The user testing platform uTest pays you based on offers. You can look for available projects, ranging from creating bug reports to creating usability testing reports. Each of these projects takes different amounts of time and payouts are based on the way the customer perceives the quality of work.

You might get paid anywhere from $3 to $50, and there are bonuses available as well. If you have a few hours to spend each week, you could make between $10 and $100 without too much trouble.

10. Nielsen Digital Voice

In the past, Nielsen ratings used to put small electronic monitors (they looked a lot like DVRs) on TVs to get an idea of what families were watching.

Now Nielsen is involved in all sorts of rating information. Join its platform, and Nielsen will track your smartphone use as part of its efforts to find out more information about how consumers use their phones to communicate with others, use apps, and even surf online.

The main downside is that the points you earn might not translate directly into cash. Instead, it translates into extra chances to win prizes. You have a chance to get cash in the monthly sweepstakes, where you’re entered to win your share of $10,000 (divided among 404 people).

It’s not a guaranteed way to make a ton of money, but it can be a way to get a little extra cash without any added effort.

Read ways 11-25 by clicking here

Ash Exantus aka Ash Cash is one of the nation’s top personal finance experts. Dubbed as the Financial Motivator, he uses a culturally responsive approach in teaching financial literacy. He is the Head of Financial Education at BankMobile and Editor-in-Chief at Paradigm Money. The views and opinions expressed are those of Ash Cash and not the views of BankMobile and/or its affiliates.

The Daily Digm (News)

T-Mobile’s Dream of Telecommunications Domination Gets the OK + How to Create Mental Toughness While Pursuing Your Dreams

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T-Mobile’s $26 billion takeover of Sprint finally got approved by a federal judge, a move that will leave most wireless consumers with three major operators to choose from, including Verizon and AT&T. More than a dozen attorneys general had sued to block the merger that had already been approved by the Justice Department and Federal Communications Commission. The administration has required T-Mobile and Sprint to sell some units to pay-TV operator Dish Network as part of the deal.

Dream chasing isn’t for the faint at heart. It can take years before one sees the financial payoff of what was once an idea. T-Mobile is probably patient on the outside, but internal it is jumping for joy. It took them a few years to get to this point, but I’m sure they will be relieved at the fruits of their patients.

When building a business, your goal has to be more than money, or you will ultimately fail. Your drive has to be based on principle, change, and something greater than yourself. Here is how to stay mentally tough while pursuing your dreams.

Personal Development. The road to success is paved with character and growth. Personal development is one of the key drivers that sustain you on the path of your dreams. Trustworthiness, keeping your word, and dependability are imperative to any industry. It doesn’t matter if you’re a musician or painter, lawyer or doctor, these traits and non-negotiable and forever transferable to success.

Take Breaks. To get there, you must rest one mile at a time. The grind is overrated. Reflecting on how far you’ve come energizes you for the road ahead. Burnout is a danger to your accomplishments and leads to a failure by default.

Stay Hungry. Stay Foolish. Steve Jobs popularized this quote from an ad in The Whole Earth Catalog. It read Stay Hungry. Stay Foolish. We come to a point when we are happy with a level of progress and think we’ve learned everything. Accepting the truth that we never stop growing, and there is no limit to our success gives us the ability to keep going. To continue, you must never settle. You must always seek new ways of fixing things and solving problems. Discover new opportunities and be open to learning more.

Faith. Steve Jobs also mentioned faith throughout his journey. Believing so deeply in an idea that you make it come to life. Belief takes ideas and materializes them; and when you realize you can actually make something come to life, the sky becomes your launching pad, not the limit.

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Amazon Plans to Add 15,000 Jobs + How to Prepare for the Job You Want

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Amazon says it will hire 15,000 more people at its Bellevue, Washington, campus, as part of the company’s effort to allocate new workers after it abandoned its plans for New York City. The e-commerce giant had issues in New York trying to open a facility there, called Bellevue, where 2,000 employees are already located, a “business-friendly city.” It’s also close to the company’s Seattle headquarters. This is good news for those in the job market but if this isn’t what you are looking to do then how do you make yourself valuable in the job market?

Here are four ways to prepare for the job you want no matter your age:

1. Focus on Your Strengths, Not What You’re Lacking

Whether you are 20 years old or over 40 instead of focusing on your age, you need to focus on your strengths. Many young people with limited experience or older people who may not be up to date with the latest technologies focus on what they’re lacking, and this is a big mistake. Do you have the qualifications for the job? Can you bring value to this position? Whatever your strong suits are you should play that up in your resume, cover letter or communications with the recruiter. It’s easy to focus on why you can’t get the job, but the trick is not to let that get to you. Focus on your value!

2. Attack Your Job Search from All Angles

Networking, Answering ads and/or working with recruiters are the most effective ways to land a job. It is important that you just don’t focus on one method but all three. Networking obviously is the ideal way because it allows you to communicate your value directly, but the other methods have their benefits as well. Be proactive and use each method effectively.

3. Show/Explain Your Leadership Abilities and/or Innovation

Leadership and taking the initiative have nothing to do with age. Young leaders and old leaders can be more or equally effective as those who have the “ideal” age. Focus on your leadership abilities and be sure to display this to your current or potential employee. Also, make sure you are keeping up to date with current trends in your industry. This will allow you to show your innovation and add more value to your company.

4. Ask For What You are Worth

Lastly, ask for what you are worth. Don’t let being “too young” or “too old” deter you from asking for a salary you deserve. In fact, trying to downplay your worth may very well backfire on you. Also, if you have been with a company for a long time and your salary outpaces what the position is worth making sure you are adding to your skill set and not staying complacent.

Following these four tips can help you gain or retain employment. What are some other ways? Comment below>>>

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New Survey Says that Young People Don’t Like Job Hopping + How to Get Paid What You’re Worth

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Contrary to popular belief young people are not keen on job-hopping as most people think. According to a new survey, U.S. millennials and Gen Zers want to stay at their current companies for an average of 10 years and six years, respectively. Additionally, they say work is a major part of their lives, with 65% of people in Gen Z and 73% of millennials saying it’s part of their identities, according to a Zapier-sponsored poll. The age groups’ actions reflect the findings: Seven in 10 say they constantly check work messages outside the office. This is great for corporations but what does that mean for business owners?

If you are a freelancer or entrepreneur you know all too well the fight to get what you are worth. You will constantly be bombarded with offers to work for less or even for “exposure” as many like to call it now. But how do you gain the confidence and know how to charge and get what you’re worth? Here are 3 tips:

Build Your Resume. It’s said that if you do what you love you’ll never work a day in your life. Pursuing your passions and getting paid for it is the ultimate professional dream. You may have to start by working for free or at a discount rate to builds skill, ability, and your resume but once you have some stats under your belt its time to get that money… Keep in mind that if you are only in it for the money it will be difficult to experience long term financial gains so make sure you are pursuing your passion not only the paycheck.

Set a Standard. Pioneers have the ability to set standards. And even if you are providing services already in the market, no one can deliver them quite like you. Style and quality set you aside from others opening up a field of buyers seeking exactly what you offer.

Don’t Give In. A colorist (a person who literally adds color by hand or digitally in films and visual media; yes, there is a path for everyone) from Brooklyn, NYC once told me he had to be firm with pricing because he didn’t want to become that guy who works for free. After you have put in the work and set a standard you must not give in to fees below your ability. Yes, flexibility is key but don’t short change yourself. Getting paid your worth is ultimately the result of you believing in your ability and knowing there are people who will pay for it.

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