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No Experience Necessary: Why Jobs Are Dropping All Requirements + How to Make Yourself More Employable

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If you are tired of your current job and ready to make a switch then now may be a good time. In fact, if you are perfectly happy with your current job but want to make more money than now may be a good time. This is because according to The Wall Street Journal, employers are becoming less picky, dropping skill and degree requirements to attract a larger pool of job candidates — especially in cities with the lowest levels of unemployment, such as Dallas or Louisville. The report states that an extra 1 million jobs were opened up to candidates last year with “no experience necessary.”But how do you go about getting yourself ready and employable in order to make the power switch? The following are five tips:

1. Be Proactive

Instead of waiting around to see who is hiring or simply just looking at job boards, look around and make inquiries. What kind of job are you looking for? What environment are you interested in working in? Are there competitors to your current employer? Do you have an ideal place you want to work? All of these questions will allow you to determine who you should be reaching out to and how you should approach it. Being proactive can help show employers that you are the kind of person that takes initiative.

2. Use Social Media

In today’s day and age, there isn’t a potential employer who will not search for you on social media when the time comes. Because of this, it is important that you start to build a strong profile online. Doing this can increase your chances of making that employment power switch and land the job of your dreams. LinkedIn is your best friend professionally so make sure your profile is up-to-date. Many recruitment agencies use LinkedIn as a prospecting tool, so this may also help increase your visibility.

3. Have Unwavering Belief in Your Abilities

Right now as we speak there is someone living out their best life because they just believed in themselves, and conversely, there are people who have the skills and ability, but because of their lack of belief in themselves, they are not living up to their full potential. Be the former! Stop allowing yourself to be your biggest obstacle. Have an unwavering belief in your abilities and even if a job says no, understand that it is their loss, not yours. Any employer would be privileged to have you on their team. Know that and believe in that fact as you step out to find your perfect employer match.

4. Keep Learn New Things

Never become so complacent with where you are right now that you don’t do what you need to do to maintain or increase your value in the marketplace. Even if you have been working in the same job or field for a few years, make sure you are engaging yourself in self-development on a regular basis. This may include developing in areas that have nothing to do with your current position but understand that the more you know, the more opportunities you allow to open up for you. There are many online courses that you can take or even certificate programs that can significantly increase your value.

5. Shake Hands & Kiss Babies

Lastly, make sure you become a master networker. The saying that “It’s not what you know, but who you know” is so accurate. The only twist to that is, “Who you know will get you in the door, but what you know will keep you there.” Your network is your net-worth. Make sure you are networking in the industry or profession that you are interested in. You will realize how small the world is and may be able to connect with the hiring manager directly, or even make such a good impression that the opportunities start pouring in re-actively. Either way, your ability to make a good impression and be around the right people may help you land your dream job.

 

Ash Exantus aka Ash Cash is one of the nation’s top personal finance experts. Dubbed as the Financial Motivator, he uses a culturally responsive approach in teaching financial literacy. He is the Head of Financial Education at BankMobile and Editor-in-Chief at Paradigm Money. The views and opinions expressed are those of Ash Cash and not the views of BankMobile and/or its affiliates.

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Is the Job Market Booming or Are People Seeking Entrepreneurship Instead?

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Job openings in the U.S. continue to exceed the number of unemployed people, with 1 million more positions available in October than those Americans actively seeking work, per the Labor Department. The information, real estate, and education industries were seeking the most help. Until March of this year, job openings never exceeded the number of those looking for work in the 17 years since record-keeping began. This leads to the question: Is the Job Market Booming or Are People Seeking Entrepreneurship Instead?

The truth of the matter is that a 9-5 can be taxing on anyone especially those trying to raise a family.  There are a lot of people who believe that it is far better to be an entrepreneur than to work under someone, as an employee. This is mainly because of the flexibility as well as the ability to create your own schedule. Being an entrepreneur allows you to plan your work around your life’s needs, so you can have your cake and eat it.

In the past, it was much more difficult to run a business and have a good quality of life, but because of technological advances, it has become easier to manage both. And this isn’t only small local ventures; the internet has made the world a smaller place, so many entrepreneurs are running global businesses.

Women are also starting to lead the charge; they comprise of about 10.6 million women all over the world and produce 2.5 trillion dollars in sales annually! It takes a lot of patience being an entrepreneur because it is a tough job to take care of other responsibilities while running a business at the same time. You must learn how to keep your cool during stressful times and be able to put out fires simultaneously. Overall, entrepreneurship is a great option in today’s day and age but always remember… Quality of life first!

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Amazon Battling Against Scammers + Why Do Scammers Exist in the First Place

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Amazon is battling a torrent of seller scams on its website and has sacked a handful of employees it alleges took bribes and fed inside information to independent merchants, reports The Wall Street Journal. The company has fired some workers from the U.S. and India as well as purging several thousand dubious customer reviews. It’s also curtailed seller access to internal data and worked to curb techniques allowing sellers to game the site’s search results to their benefit.

 These dishonest sellers and employees make things difficult for those who are trying to do the right thing. But why do scammers exist in the first place? The truth of the matter is that money is an important aspect of life and many believe that cheating the system is the way they know how to get ahead. Money started as a simple concept then it became complicated.

Bartering became was a system of economics for centuries. A fisherman would exchange his catch with the carpenter for a table. Cattle, clothes and other necessities were traded without cash tender. The introduction of money changed that system making it of greater influence in our lives. So, why is money so darn important?

Global Exchange. Money is important mainly because it’s a tool for global exchange. Simply put, it’s important because we have made it important. Giving up other systems to heavily depend on cash and its many forms. You may not provide a product or service needed by a person who creates a need of yours. You’d use money as a medium of exchange used to obtain wants and needs.

Time. Money in some ways buys time. The key is making money work for you by creating passive income – monies earned which a person is not actively involved. Examples of passive income are royalties from intellectual properties, rental properties, or a business you don’t have to physically operate to earn a profit. Passive income equals more time to other things you love such as traveling with family, volunteering, or working for fun (not out of necessity).

Allows You to Make a Larger Difference. More money can multiply you. Volunteering at the local Girls and Boys Club requires your presence. Being able to donate financially to multiple local Boys & Girls Clubs makes an even bigger difference. Your reach increases with the amount of money you possess.

While money isn’t the most important thing in the world, it does effect the things that are. Using your money strategically will afford you more time, expand your reach, and pay for some pretty cool experiences.  And ultimately managing our money responsibly will assure that we don’t fail. Face it we are too important!

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NYC Introduces Minimum Wage for Drivers + How to Slowly Crawl Your Way into Wealth

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Living in a big city may not be what it’s cracked up to be.  The cost of living seems to be going up while wages are going down. Well thankfully for cab drivers they may be getting some relief. New York City is introducing a minimum pay rate for drivers working for app-based services such as Uber and Lyft. Drivers must now be paid a minimum of $27.86 per hour, or $17.22 after expenses, which city officials say translates to a yearly increase of roughly $10,000. The new pay rates, which will be implemented in 20 days, were criticized by the ride-sharing services. The changes will likely lead to fare hikes for riders, said Uber but drivers are at least happy. But what about another worker?

According to a 2017 CareerBuilder report, 78% of full-time workers said they live paycheck to paycheck. And while the cost of living continues to climb there are ways to get out of this slow crawl to wealth. Here are four tips on getting out of living paycheck to paycheck and live life more abundantly. 

Live below your means. The more we earn, the more we seem to spend. Think about it when you made less than what you make now, you survived. And then when a raise came along or some random lump sum of money like your tax refund you either made a purchase that increased your long-term expenses or wasted it on things that didn’t shift your lifestyle in a financially positive way. Start living below your means. This may look like downsizing your phone plan or apartment. Pretend you have $100 to 500 dollars less than what you make on a monthly basis.

Set Financial Goals. If your money doesn’t have an aim, it will land anywhere. When you have a financial vision, you are more likely to end up where you’d like to be. You are careful enough to put aside tax money, mortgage payments, and other necessities; take the same approach to build wealth.

Aggressively Save. Think of a number that you don’t want to go below when it comes to your savings account. Let’s say you want to have no less than 10,000 dollars in your account. Save until you get there without spending unnecessarily. Remember put aside an amount that you feel comfortable with but an amount that will also get you to your goal in a comfortable amount of time. Once you have arrived, don’t go below it.

Change your words. Words are powerful. Chances are if you’re living paycheck to paycheck, you aren’t able to do things you like. And that can cause stress and discomfort. And you may have the tendency to complain. STOP. Your words have the ability to build up and tear down. Choose to build up with money affirmations such as “I have an endless supply of cash,” “money is flowing to me,” and “I place no limits on the amount of money I can make.” (IG: @paradigmmoney). Before you know it, you’ll be financially free and loving it.

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