Disneyland Resort is raising its ticket prices by up to 25%. The increase comes less than a year after the resort upped its prices by 18%, and just months ahead of the opening of its much-anticipated Star Wars expansion. All of Walt Disney Parks and Resorts’ theme parks are currently undergoing major expansions as high ticket prices fail to dampen visitor enthusiasm. Disney is expected to spend $24 billion on new attractions, hotels and ships over the next five years. Even though the price increases are scaring visitors away, if you’re reading this I want you to be smarter than that. We’re not saying you can’t go to your favorite park if that’s what you want to do but how can you save money other places if you want to afford the new prices? The following are 12 things you don’t have to give up to save money.
1. Cable Television
Many financial advisers will insist that when you want to save more, you must focus on needs and limit wants. They may also try to convince you that cable TV is one of those wants. Well, sorry, but we need our cable TV! The good news is that most of the premium cable shows are now available on popular streaming services like Hulu and Netflix for less than $20 per month. Even cable channels are providing access to networks without needing a cable provider, like HBO NOW, which charges $14.99 per month for access. Cutting your cable service and replacing it with one of those as mentioned above will have a significant effect on your bottom line.
2. Dining Out
Dining out is one of those expenses that can burn a hole in your pocket if you aren’t careful. However, occasionally enjoying good food with your family and/or friends should not be in jeopardy. It is possible to dine still out while saving—you need to be smart about it. First, budget an expense for dining out. Then, be sure to take advantage of brunch and lunch specials, coupons, and dining out on days that are not as popular.
3. Daily Workouts
Gym memberships are usually the first things that get sliced from a budget. Thankfully, you do not need a gym to be healthy! Besides the ability to work out at home or use online workouts, there are many other small things you can do to maintain your health at a low cost. Look for free classes online, Groupon deals, or local workouts offered through your city’s health initiatives.
Also, when the weather is nice, try getting outside for a walk, bike ride, or head to the park. Even small changes (like taking the stairs or getting off a stop or two from your destination so you can walk a bit extra) can make a big difference.
4. Daily Caffeine
Many people need daily caffeine, and because we are always on the go, tend to visit designer coffee shops that charge a premium. There’s nothing wrong with being caffeinated, but $5 per order can drain your bank account. So brew your coffee at home or pitch in to buy a proper coffee machine for the office. Either option can save you hundreds (or even thousands) of dollars yearly.
5. Gourmet Lunches
I know buying lunch every day can be a big expense, especially if your workplace is located by high-end restaurants. But at the same time, you don’t have to settle for tuna salad every day to save money. Try buying bulk food at your local BJ’s, Costco, or Sam’s Club and prepare lunch. Or try finding a nearby college and buy lunch in that area—it’s typically great food that’s priced on a student budget.
6. Convenient ATMs
This one is dear to my heart because so many hard-earned dollars go toward ATM fees—money that can be used for savings, investing, or even vacationing! The convenience of the ATM may make paying for your own money seem worth it, but you are throwing money away! Instead of paying those unnecessary ATM fees, use your card at stores that have a cash back option or open a bank account at a bank that doesn’t charge ATM fees.
7. Impulse Buying
Do you think you need to give up impulse purchases completely? Not necessarily! Impulse buying is only a negative if you are using money that is allocated for something else. Try matching your savings with an impulse buy fund, so you have money available for times when the sale is irresistible. By continuing to feed your need for instant gratification, it will increase the chances of sticking to your overall savings goal and ultimately help you create financial freedom.
8. Movie Night
Saving money does not mean you have to cut the experience of watching a new movie in the theatre. In fact, what really makes it expensive is the concession stand! My tip? Try going to the movies during matinee times and forgo the popcorn and soda. Then movie night will be well within your budget!
9. Unlimited Service
Once upon a time, and not very long ago, your phone bill had the potential of putting you in the poor house. Now, because of stiff competition, many phone carriers are practically giving phone services away. Some may even pay you to leave your old provider! So make sure you are not caught up in an old phone plan that is charging you unnecessary fees. Choose a company that will help you save on your monthly bill without sacrificing on quality.
10. Designer Clothes
Saving money doesn’t mean you have to look shabby! There are many ways you can be fabulously frugal. One of those ways is to do some research and find flash sale sites that offer designer clothes at a less expensive price. Also, shopping in the off-season allows you to pick up some really great deals for less than retail price. Lastly, don’t be afraid to swap with friends.
T-Mobile’s Dream of Telecommunications Domination Gets the OK + How to Create Mental Toughness While Pursuing Your Dreams
T-Mobile’s $26 billion takeover of Sprint finally got approved by a federal judge, a move that will leave most wireless consumers with three major operators to choose from, including Verizon and AT&T. More than a dozen attorneys general had sued to block the merger that had already been approved by the Justice Department and Federal Communications Commission. The administration has required T-Mobile and Sprint to sell some units to pay-TV operator Dish Network as part of the deal.
Dream chasing isn’t for the faint at heart. It can take years before one sees the financial payoff of what was once an idea. T-Mobile is probably patient on the outside, but internal it is jumping for joy. It took them a few years to get to this point, but I’m sure they will be relieved at the fruits of their patients.
When building a business, your goal has to be more than money, or you will ultimately fail. Your drive has to be based on principle, change, and something greater than yourself. Here is how to stay mentally tough while pursuing your dreams.
Personal Development. The road to success is paved with character and growth. Personal development is one of the key drivers that sustain you on the path of your dreams. Trustworthiness, keeping your word, and dependability are imperative to any industry. It doesn’t matter if you’re a musician or painter, lawyer or doctor, these traits and non-negotiable and forever transferable to success.
Take Breaks. To get there, you must rest one mile at a time. The grind is overrated. Reflecting on how far you’ve come energizes you for the road ahead. Burnout is a danger to your accomplishments and leads to a failure by default.
Stay Hungry. Stay Foolish. Steve Jobs popularized this quote from an ad in The Whole Earth Catalog. It read Stay Hungry. Stay Foolish. We come to a point when we are happy with a level of progress and think we’ve learned everything. Accepting the truth that we never stop growing, and there is no limit to our success gives us the ability to keep going. To continue, you must never settle. You must always seek new ways of fixing things and solving problems. Discover new opportunities and be open to learning more.
Faith. Steve Jobs also mentioned faith throughout his journey. Believing so deeply in an idea that you make it come to life. Belief takes ideas and materializes them; and when you realize you can actually make something come to life, the sky becomes your launching pad, not the limit.
Amazon Plans to Add 15,000 Jobs + How to Prepare for the Job You Want
Amazon says it will hire 15,000 more people at its Bellevue, Washington, campus, as part of the company’s effort to allocate new workers after it abandoned its plans for New York City. The e-commerce giant had issues in New York trying to open a facility there, called Bellevue, where 2,000 employees are already located, a “business-friendly city.” It’s also close to the company’s Seattle headquarters. This is good news for those in the job market but if this isn’t what you are looking to do then how do you make yourself valuable in the job market?
Here are four ways to prepare for the job you want no matter your age:
1. Focus on Your Strengths, Not What You’re Lacking
Whether you are 20 years old or over 40 instead of focusing on your age, you need to focus on your strengths. Many young people with limited experience or older people who may not be up to date with the latest technologies focus on what they’re lacking, and this is a big mistake. Do you have the qualifications for the job? Can you bring value to this position? Whatever your strong suits are you should play that up in your resume, cover letter or communications with the recruiter. It’s easy to focus on why you can’t get the job, but the trick is not to let that get to you. Focus on your value!
2. Attack Your Job Search from All Angles
Networking, Answering ads and/or working with recruiters are the most effective ways to land a job. It is important that you just don’t focus on one method but all three. Networking obviously is the ideal way because it allows you to communicate your value directly, but the other methods have their benefits as well. Be proactive and use each method effectively.
3. Show/Explain Your Leadership Abilities and/or Innovation
Leadership and taking the initiative have nothing to do with age. Young leaders and old leaders can be more or equally effective as those who have the “ideal” age. Focus on your leadership abilities and be sure to display this to your current or potential employee. Also, make sure you are keeping up to date with current trends in your industry. This will allow you to show your innovation and add more value to your company.
4. Ask For What You are Worth
Lastly, ask for what you are worth. Don’t let being “too young” or “too old” deter you from asking for a salary you deserve. In fact, trying to downplay your worth may very well backfire on you. Also, if you have been with a company for a long time and your salary outpaces what the position is worth making sure you are adding to your skill set and not staying complacent.
Following these four tips can help you gain or retain employment. What are some other ways? Comment below>>>
New Survey Says that Young People Don’t Like Job Hopping + How to Get Paid What You’re Worth
Contrary to popular belief young people are not keen on job-hopping as most people think. According to a new survey, U.S. millennials and Gen Zers want to stay at their current companies for an average of 10 years and six years, respectively. Additionally, they say work is a major part of their lives, with 65% of people in Gen Z and 73% of millennials saying it’s part of their identities, according to a Zapier-sponsored poll. The age groups’ actions reflect the findings: Seven in 10 say they constantly check work messages outside the office. This is great for corporations but what does that mean for business owners?
If you are a freelancer or entrepreneur you know all too well the fight to get what you are worth. You will constantly be bombarded with offers to work for less or even for “exposure” as many like to call it now. But how do you gain the confidence and know how to charge and get what you’re worth? Here are 3 tips:
Build Your Resume. It’s said that if you do what you love you’ll never work a day in your life. Pursuing your passions and getting paid for it is the ultimate professional dream. You may have to start by working for free or at a discount rate to builds skill, ability, and your resume but once you have some stats under your belt its time to get that money… Keep in mind that if you are only in it for the money it will be difficult to experience long term financial gains so make sure you are pursuing your passion not only the paycheck.
Set a Standard. Pioneers have the ability to set standards. And even if you are providing services already in the market, no one can deliver them quite like you. Style and quality set you aside from others opening up a field of buyers seeking exactly what you offer.
Don’t Give In. A colorist (a person who literally adds color by hand or digitally in films and visual media; yes, there is a path for everyone) from Brooklyn, NYC once told me he had to be firm with pricing because he didn’t want to become that guy who works for free. After you have put in the work and set a standard you must not give in to fees below your ability. Yes, flexibility is key but don’t short change yourself. Getting paid your worth is ultimately the result of you believing in your ability and knowing there are people who will pay for it.